A shop that sells on WhatsApp or Instagram
Send a checkout link in the chat. No website, no payment form to build. You see who paid and the order reference in your dashboard.
Bank account numbers for your customers, card checkout links, and a dashboard that shows who paid.
You do not need a big company, a developer team or a long approval to start collecting money online. Create a free account, give each customer their own bank account number to pay into, or send a card payment link on WhatsApp, Instagram or email. Every payment is recorded against the customer who made it, and you withdraw to your own bank when it has settled. When you are ready to put it inside your website or app, the same thing works through one simple API.
Send a checkout link in the chat. No website, no payment form to build. You see who paid and the order reference in your dashboard.
Give every parent, tenant or member their own account number. Payments match to the right person with no manual checking of bank alerts.
Invoice a client with a payment link, get notified when it is paid, and keep a clean record for your books.
Create accounts and charges from your server, listen for the payment webhook, and mark orders paid automatically. Test it first with simulated payments.
Create a free account and add your business name. It takes a minute.
Create a customer bank account number or a card checkout link, in test mode first so no real money moves.
Simulate a payment, watch it appear in your dashboard and fire your webhook. Then switch to live and withdraw to your bank.
Create a free account, open the Payments page in your dashboard and simulate a customer paying. No real money moves in test mode.
Fees are taken per payment: currently a flat ₦50 on payments under ₦5,000 and 1% from ₦5,000 up. You see the exact fee and your net on every payment.
POST /v1/business/charges, authenticated with your X-IdentifyOrg-Key header.
{
"amount": 15000,
"customer_name": "Ada Obi",
"customer_email": "ada@example.com",
"description": "Order 8842"
}{
"reference": "mp_3f9a...",
"checkout_url": "https://checkout.example/pay/mp_3f9a...",
"payment": { "status": "pending", "amount": 15000.0 }
}When the test convinces you, the developer section shows exactly how to connect it: the endpoint, the request and response, SDKs for your language and webhooks.
No. You can start as an individual or a registered business and collect up to ₦5,000,000. Above that, we ask for your business registration certificate and release anything held.
There is no monthly fee. We keep a small fee on each payment you receive: currently a flat ₦50 under ₦5,000 and 1% from ₦5,000 up. Creating a free account and testing costs nothing.
Yes. Each customer can have their own bank account number to transfer into, and you can send a card checkout link for any amount from ₦100 to ₦5,000,000.
Money that has finished settling can be withdrawn to your own bank account. We check the account name with the bank before paying out, so a typo cannot send your money to the wrong person.
Yes. Test mode gives you test account numbers and lets you simulate payments to try your webhook, the limit and the fee without any real money.
Yes. Everything in the dashboard is also available through the API, with webhooks for payment events. See the developer documentation for the exact calls and SDKs.